Holder as a Service (HaaS) Solution for Banking

Streamline your CDR compliance with our turnkey Data Holder solution, designed to reduce operational costs, accelerate delivery, and maintain industry-leading standards. As Australia’s only specialist CDR provider, our expert team ensures you meet every requirement with confidence.

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CDR in the Banking Sector

Imagine a world where your banking data works for you, not the other way around. That’s the promise of the Consumer Data Right (CDR). With the CDR, Australians can securely access and share their banking information, making it easy to compare products, discover better deals, and confidently choose the financial solutions that align with their goals. Given the green light by your consent, trusted third-party apps can fetch your account info from multiple banks, pulling everything into one clear view.

The CDR isn’t just a win for individuals, small businesses can benefit by using it too. It’s shifting the entire banking landscape by sparking fresh competition and driving real innovation. All Australian banks were mandated to join the CDR by July 1,2021, and the major banks went live a year earlier.

Crossing the compliance finish line is just the beginning. Many institutions still wrestle with data quality hurdles, making ongoing compliance and continuous improvement a priority for the industry. Biza's solutions are designed to address these challenges as consumer demands and the regulatory environment continue to evolve.
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HaaS Takes the Stress Out of the CDR

Biza's Data Holder as a Service (HaaS) helps banks meet their CDR obligations and maintain data quality with a comprehensive, cost-effective solution.

Download Banking Data Sheet

 

 

Why Biza?

Founded in 2017, we help organisations navigate the highly regulated CDR ecosystem, and innovate within the Australian data-sharing landscape.

 

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Unmatched CDR Expertise

We support more CDR Data Holders than anyone else, providing unrivalled experience and reliability. We're trusted by Australia's leading banks, energy providers and non-bank lenders.

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Dual Ecosystem Participants

We're uniquely positioned to operate on both sides of the CDR ecosystem as both a Holder and Recipient delivery partner.

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Relentless Innovation

We're passionate data geeks, constantly pushing boundaries to deliver practical, future-ready solutions that turn visionary ideas into real business advantage and empowered consumers.

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Verification Test Suite

Complete end-to-end test environment

Biza's Verification Test Suite (VTS) is a market-leading, ACCC-aligned playground where Data Holders and Data Recipients can trial their solutions end-to-end. Go beyond guesswork and enjoy complete confidence in your CDR compliance before hitting 'go-live'.

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Product Manager dashboard

Product Manager

 

Biza’s Product Manager empowers banks and non-bank lenders to publish and maintain accurate Product Reference Data, ensuring you stay confidently on the right side of regulation.

Stay effortlessly ahead of your CDR Product Reference Data obligations with a sleek, intuitive interface designed for compliance.

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HaaS for Non-Bank Lenders

Non-bank lenders have officially joined the Open Banking evolution as the third sector empowered by the Consumer Data Right, following in the footsteps of banks and energy retailers.

As of March 3, 2025, the government brought non-bank lenders into the CDR fold, unlocking smarter, more transparent data sharing for both consumers and organisations. It will provide greater choice, clearer insights, and stronger financial outcomes for millions of Australians.

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DataRight Plus: Beyond CDR Compliance

Community-Driven Innovation

In June 2023, we launched DataRight Plus, a community project introducing enhancements and new features to the CDR ecosystem beyond the current government mandate.

We're inviting technical implementers in both data holder and recipient spaces to collaborate and expand capabilities beyond CDR obligations. Join our growing community of innovators shaping the future of data sharing in Australia.

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40+

Years of CDR Experience

We have the largest number of CDR experts under one roof.

6,000,000+

API Calls Served per Month

Our Holders seamlessly deliver Consumer Data 24/7, 365 Days Per Year.

99.99%

Platform Uptime

Backed by ISO27001, SOC2, ASAE3150 certifications.

50+

Implementations

We know how to deliver into the CDR ecosystem.

 

Get started with Biza today!

Let us be your guide through the twists and turns of the CDR landscape.

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