CDR Solutions for Data Holders

Steer confidently through Australia’s CDR maze with Biza by your side. As the nation’s premier pure-play CDR specialist, our award-winning Holder as a Service (HaaS) powers secure, regulation-ready data-sharing for more than 19 million consumers.

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Banking

Biza’s Holder as a Service (HaaS) for Banking ensures full CDR and Information Security compliance, making it simple for you as an organisation to meet your PRD and Consumer Data Sharing obligations. Designed for joint and business accounts, including secondary users, HaaS features a user-friendly consent management dashboard that meets regulatory standards. Easily integrate with your existing systems using service-level metrics and administrative APIs for clear oversight and efficient operations.

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Energy

Built on the proven foundation of our HaaS for Banking offering, HaaS for Energy delivers comprehensive Consumer Data Right (CDR) compliance and robust information security controls, including advanced consumer consent management through an intuitive dashboard. Designed for seamless enterprise integration, it features detailed service metrics, administration APIs, and full compatibility with AEMO to support sector-specific requirements at scale.

 

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Non-Bank Lenders

Biza’s Holder as a Service (HaaS) for Non-Bank Lenders delivers secure, CDR-compliant data sharing tailored to lenders entering the ecosystem. Built on Biza’s proven expertise, it tackles unique challenges like managing multiple brands and whitelabel arrangements. With flexible integration, a streamlined consent dashboard, and robust APIs, HaaS ensures compliance, scalability, and operational efficiency, helping lenders provide consistent, secure experiences across all brands.

 

HaaS for Non-Bank Lenders

Key Features of Our Data Holder Solutions

Unlock success in Australia's data-sharing ecosystem with our comprehensive CDR solutions.
Full CDR Compliance

Complete Consumer Data Right and InfoSec implementation ensuring regulatory adherence across all Australian data-sharing requirements.
Consumer Consent Management

Easy-to-use dashboard for managing consumer permissions and data access controls with full transparency.
Enterprise Integration

Seamless integration capabilities with existing systems, hiding backend complexity while maintaining performance.
Service Metrics and APIs

Comprehensive admin APIs and service metrics providing real-time insights into system performance and usage.
Real-time Monitoring and Alerts

Proactive system monitoring with automated alerts and notifications to ensure continuous service availability and performance.
Scalable Architecture

Cloud-native infrastructure designed to scale with your business needs, supporting growth from startup to enterprise level.

 

Why Biza?

Founded in 2017, we help organisations navigate the highly regulated CDR ecosystem, and innovate within the Australian data-sharing landscape.

 

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Unmatched CDR Expertise

We support more CDR Data Holders than anyone else, providing unrivalled experience and reliability. We're trusted by Australia's leading banks, energy providers and non-bank lenders.

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Dual Ecosystem Participants

We're uniquely positioned to operate on both sides of the CDR ecosystem as both a Holder and Recipient delivery partner.

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Relentless Innovation

We're passionate data geeks, constantly pushing boundaries to deliver practical, future-ready solutions that turn visionary ideas into real business advantage and empowered consumers.

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Verification Test Suite

Complete end-to-end test environment

Biza's Verification Test Suite (VTS) is a market-leading, ACCC-aligned playground where Data Holders and Data Recipients can trial their solutions end-to-end. Go beyond guesswork and enjoy complete confidence in your CDR compliance before hitting 'go-live'.

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Product Manager

 

Biza’s Product Manager empowers banks and non-bank lenders to publish and maintain accurate Product Reference Data, ensuring you stay confidently on the right side of regulation.

Stay effortlessly ahead of your CDR Product Reference Data obligations with a sleek, intuitive interface designed for compliance.

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HaaS for Non-Bank Lenders

 

Non-bank lenders have officially joined the Open Banking evolution as the third sector empowered by the Consumer Data Right, following in the footsteps of banks and energy retailers.

As of March 3, 2025, the government brought non-bank lenders into the CDR fold, unlocking smarter, more transparent data sharing for both consumers and organisations. It will provide greater choice, clearer insights, and stronger financial outcomes for millions of Australians.

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HaaS for Banking

Unlock secure, seamless CDR compliance with our HaaS for Banking solution. Effortlessly share product reference data, manage consumer consents through an intuitive dashboard, and support joint and business accounts, right out of the box. Biza's platform integrates smoothly with your enterprise systems, while delivering robust InfoSec controls, actionable service metrics, and powerful admin APIs.

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40+

Years of CDR Experience

We have the largest number of CDR experts under one roof.

6,000,000+

API Calls Served per Month

Our Holders seamlessly deliver Consumer Data 24/7, 365 Days Per Year.

99.99%

Platform Uptime

Backed by ISO27001, SOC2, ASAE3150 certifications.

50+

Implementations

We know how to deliver into the CDR ecosystem.

 

Get started with Biza today!

Let us guide you through the twists and turns of the CDR landscape

Let's talk